Abstract: The impact mechanism of digital inclusive finance on the high-quality development of agriculture and rural areas was combed, and the impact of digital inclusive finance on the high-quality development of agriculture and rural areas was empirically analyzed based on the panel data of 30 provinces in China from 2011 to 2019. The results showed that the coverage breadth, use depth and digitization degree of digital inclusive finance had a significant positive correlation with the high-quality development of agriculture and rural areas. Among them, the coverage breadth and use depth had significant regional heterogeneity differences between north and south, but the digitization degree did not show significant differences. Further research showed that there was a positive spatial spillover effect in the high-quality development of agriculture and rural areas, and the digital inclusive finance and pilot of the “broadband village” had a significant positive spatial spillover effect on the high-quality development of agriculture and rural areas. Finally, countermeasures and suggestions were put forward to better promote the green transformation of agriculture and rural areas and realize the high-quality development of agriculture and rural areas.

Key words: digital inclusive finance, high-quality development of agriculture and rural areas, broadband village