关键词: 农民专业合作社, 融资约束, 破解对策, 新疆奇台县

Abstract: As a new agricultural operation subject, farmers' professional cooperatives play an important role in promoting the development of rural economy. The high-quality development of cooperatives can not be separated from the support of funds. However, the current difficulty in financing has become the bottleneck of the sustainable development of farmers' professional cooperatives. Taking Qitai County of Xinjiang as an example,the financing constraints of farmers' professional cooperatives were investigated, and the main factors affecting the financing of cooperatives were analyzed by using the binary Logistic regression analysis method from the aspects of the characteristics of the president of cooperatives,the basic situation of cooperatives, financing characteristics,government policies and the relationship between banks and cooperatives. The results show that the age of the president, the establishment years of the cooperative, the scale of fixed assets,the annual net income, the credit situation of the cooperative,the loan frequency, the loan interest rate and the degree of intimacy with financial institutions have a significant impact on the financing constraints. Based on the above results, it is proposed that cooperatives should pay more attention to system construction and improve their comprehensive strength, financial institutions should pay attention to the matching between the supply side and the demand side while simplifying the loan process, and the government should improve the rural financial services and insurance system, and optimize the financing environment.

Key words: farmers' professional cooperative, financing constraints, countermeasures, Qitai County, Xinjiang