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    Research on the efficiency of rural small-scale financial institutions in supporting agriculture:Taking the six central provinces as an example
    XU Bei-bei, TU Wei-liang
    HUBEI AGRICULTURAL SCIENCES    2023, 62 (2): 248-250.   DOI: 10.14088/j.cnki.issn0439-8114.2023.02.046
    Abstract172)      PDF (1476KB)(78)       Save
    In order to scientifically evaluate the efficiency of rural small financial institutions in supporting agriculture and build a good rural financial environment, taking the efficiency of rural small financial institutions in six provinces in central China as the object, data envelopment analysis (DEA) was used to conduct empirical analysis to study the level of pure technical efficiency, scale efficiency and technical efficiency of rural small financial institutions in supporting agriculture. The results showed that, on the whole, the rural financial resources in the six central provinces of China had not been effectively allocated. In 2019, the average technical efficiency, pure technical efficiency and scale efficiency of small-scale financial institutions in the six central provinces were 0.886, 0.934 and 0.944, respectively. This also showed that there was still room for improvement in the operational efficiency, management level, as well as the scale of resource allocation of China’s rural small financial institutions.
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    The necessity and development strategy of rural cooperative finance
    LENG Yi-xin, HUANG Ti-shen, MENG Bing-nan, LIANG Qing-yun
    HUBEI AGRICULTURAL SCIENCES    2023, 62 (2): 251-256.   DOI: 10.14088/j.cnki.issn0439-8114.2023.02.047
    Abstract176)      PDF (1407KB)(154)       Save
    It has become a consensus that rural cooperative finance can help solve the problem of supply and demand of rural financial services. However, the necessity of its development has been questioned in practice and theory. Based on analysis of the current situation of supply and demand of rural financial services and the correspondence between rural cooperative finance and agriculture, the necessity of developing rural cooperative finance was revealed. Considering the limitation of background, the new connotation of rural cooperative finance was implemented and the feasibility of developing rural cooperative finance was enhanced through conditions, paths and guarantees.
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