Research on the willingness of farmers to pay for weather index insurance from the perspective of concurrent business：Based on survey data of rice-shrimp co-cultivate farmers in Jingzhou and Qianjiang,Hubei

doi:10.14088/j.cnki.issn0439-8114.2021.05.031

Abstract

Abstract: The insurance demand reflected by willingness to pay has an important influence on the development of agricultural insurance. Based on the 229 questionnaires of farmers in the field survey in Hubei province, a Logistic model was established to explore the factors affecting the willingness of farmer to pay, and the conditional valuation method was used to calculate the average willingness of farmers to pay. The results show that pure farmers are more willing to pay for weather index insurance than part-time farmers. The willingness to pay is related to their years of education, their scale of planting and breeding, the frequency of meteorological disasters, the degree of impact of meteorological disasters, whether they have bought insurance, and the protective role of insurance. Under the maximum amount of insurance repayment of 1 500 yuan per 667 m², the average willingness of farmers to pay is 37.72 yuan per 667 m², which is far lower than 90 yuan per 667 m² that is the price without subsidies.

Key words: concurrent business, weather index insurance, willingness to pay（WTP）, contingent valuation method （CVM）, rice-shrimp co-cultivate

CLC Number:

F842.66

CHENG Yan, TAN Shu-hao. Research on the willingness of farmers to pay for weather index insurance from the perspective of concurrent business：Based on survey data of rice-shrimp co-cultivate farmers in Jingzhou and Qianjiang,Hubei[J]. HUBEI AGRICULTURAL SCIENCES, 2021, 60(5): 156-161.

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