湖北农业科学 ›› 2020, Vol. 59 ›› Issue (6): 169-172.doi: 10.14088/j.cnki.issn0439-8114.2020.06.035

• 经济·管理 • 上一篇    下一篇

老龄化背景下居民以房养老模式选择影响因素及对策——以杭州市为例

周萍   

  1. 衢州学院商学院,浙江 衢州 324000
  • 收稿日期:2019-09-13 出版日期:2020-03-25 发布日期:2020-06-13
  • 作者简介:周萍(1979-),女,浙江诸暨人,讲师,硕士,主要从事区域经济学研究,(电话)13511408292(电子信箱)327639715@qq.com。

The influencing factors and countermeasures of the choice of “House-For Pension”:Taking Hangzhou city as an example

ZHOU Ping   

  1. Business College,Quzhou Unversity,Quzhou 324000,Zhejiang,China
  • Received:2019-09-13 Online:2020-03-25 Published:2020-06-13

摘要: 以房养老是一种新型养老模式,以杭州老年居民为调研对象,通过问卷和实地调查的方式,对其选择以房养老模式的影响因素进行分析,并运用Logistic回归模型进行回归分析。结果表明,杭州市老年居民的性别、月收入水平、受教育程度、身体状况、与子女关系、对现有养老资源满意度、对养儿防老的态度、对以房养老政策的了解程度、子女给予的精神慰藉、子女给予的经济支持和老人照顾孙辈的次数等11个变量对以房养老选择需求意愿有显著影响。基于研究结果,提出了相关对策。

关键词: 人口老龄化, 以房养老模式, 影响因素, 养老方式

Abstract: “House-For Pension” is a new way of pension. Taking the elderly residents of Hangzhou city as the research object, the factors influencing of the choice of “House-For Pension” model were analyzed through questionnaires and field surveys. By using logistic regression model, we found that 11 variables had significant influence on the choice of“House-For Pension”,which included the sex of Elderly Residents in Hangzhou city, the monthly income level, the education level, the physical condition, the relationship with children,the satisfaction with existing pension resources,the attitude towards“Supported by the Son”, the understanding of “House-For Pension” policy,the spiritual consolation and economic support of children,the times of the elderly taking care of their grandchildren. Based on the research results, the relevant countermeasures were proposed.

Key words: population aging, “House-For Pension” model;, influencing factors, pension mode

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