湖北农业科学 ›› 2021, Vol. 60 ›› Issue (8): 153-156.doi: 10.14088/j.cnki.issn0439-8114.2021.08.032

• 经济·管理 • 上一篇    下一篇

新疆农业保险的发展及其影响因素的实证分析

岳东芹, 马琼, 侯玉龙, 周子渭   

  1. 塔里木大学经济与管理学院,新疆 阿拉尔 843300
  • 收稿日期:2020-07-22 发布日期:2021-05-07
  • 通讯作者: 马 琼(1968-),男,甘肃渭源人,教授,博士,主要从事农业经济理论与政策、棉花产业经济研究。
  • 作者简介:岳东芹(1996-),女,新疆阿拉尔人,在读硕士研究生,研究方向为特色产业经济,(电话)18399574603(电子信箱)2725513719@qq.com
  • 基金资助:
    国家社会科学基金项目 (15XJY014)

Empirical analysis of the development of agricultural insurance and its influencing factors in Xinjiang

YUE Dong-qin, MA Qiong, HOU Yu-long, ZHOU Zi-wei   

  1. Faculty of Economics and Management,Tarim University,Alaer 843300,Xinjiang,China
  • Received:2020-07-22 Published:2021-05-07

摘要: 新疆农业资源匮乏,自然灾害频发,农业发展面临巨大风险,利用农业保险规避农业发展风险起着重要的作用。利用Eviews 6.0软件进行多元线性回归并建立相关模型,研究现阶段可能影响新疆农业保险发展的主要因素。结果表明,农民人均纯收入、上年度农业保险赔付率对新疆农业保险保费收入影响为正,农作物成灾面积占受灾面积的比重对新疆农业保险保费收入影响为负。最后提出相关建议,以期稳定农民收益、实现新疆社会稳定和长治久安。

关键词: 农业保险, 农民收入, 影响因素, 新疆

Abstract: Xinjiang is short of agricultural resources, frequent natural disasters and agricultural development is facing huge risks, the use of agricultural insurance to avoid the risks of agricultural development in Xinjiang plays an important role. By using Eviews 6.0 software to carry out multiple linear regression and establishing relevant models, this research studied the main factors that may affect the development of agricultural insurance in Xinjiang at this stage. The results showed that, the per capita net income of farmers and the loss ratio of agricultural insurance in the previous year had a positive impact on the premium income of agricultural insurance in Xinjiang, and the proportion of crop disaster area in disaster area had a negative impact on the premium income of agricultural insurance in Xinjiang. Finally, it put forward suggestions in order to stabilize the income of farmers and achieve social stability and long-term stability in Xinjiang.

Key words: agricultural insurance, farmers' income, influencing factors, Xinjiang

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