关键词: 乡村振兴, 数字普惠金融, 金融风险, 技术风险, 金融监管

Abstract: In order to deal with the problems and risks in the development of rural digital inclusive finance, and better play its function in rural revitalization, this paper investigated the current practice of rural digital inclusive financial supervision in China. The results show that there are some problems in the current rural digital inclusive financial supervision, such as imperfect regulatory laws and regulations, disconnection between regulatory model and practice, backward regulatory means, imperfect credit reporting system, lack of market access and exit mechanism. It is suggested that the government should improve the supervision system from the aspects of supervision laws and regulations, supervision mode, supervision technology, credit reporting system, market access and exit mechanism, so as to promote the smooth operation of rural digital inclusive financial industry and help rural revitalization.

Key words: rural revitalization, digital inclusive finance, financial risk, technical risk, financial supervision