[1] CHEN Y P.Creating new financial instruments for the aged by Jack M. Guttenta[J].Journal of finance,1979,34(1):285-287. [2] CASE B,SCHNARE A B.Preliminary evaluation of the hecm reverse mortgage program[J].Journal of the American real estate and urban economics association,1994,22(2):301-346. [3] HENRY B,MACHAEL D,PETER W.Reverse mortgages:Supplementary retirement income from homeownership[J].The journal of risk and insurance,1980,47(3):477-490. [4] SHILLER R J,WEISS A N.Moral hazard in home equity conversion[J].Real estate economics,2000,28(1):1-31. [5] SHILLER R J,WEISS A N.Home equity insurance[J].Journal of real estate finance and economics,1999(19):21-47. [6] BOEHM T P,EHRHARDT M C.Reverse mortgages and interest rate risk[J].Journal of the American real estate and urban economics association,1994,22(2):387-408. [7] 曾详瑞,胡江涛.住房逆抵押贷款研究[J].中国房地产,1995(6):61-64. [8] 董君莉.以房养老:一种新型养老模式[D].辽宁大连:大连海事大学,2011. [9] 刘慧琳. 人口老龄化背景下中国式“以房养老”模式探析——以安徽省合肥市为例[J].现代商业,2018(13):185-186. [10] 徐婧,李跃.浅谈以房养老模式在我国“遇冷”的现状——从现行房价的视角[J].知识经济,2011(7)68-69. [11] 郑秉文. 以房养老的前景分析与政策建议——写在住房反向抵押养老保险推向全国之际[J].武汉科技大学学报(社会科学版),2018(6):581-588. [12] 朱劲松. 中国开展“以房养老”影响因素的实证分析[J].东北财经大学学报,2011(2):75-79. [13] 阎春宁. 上海市居民以房养老意愿研究[J].价值工程,2011(1):318-319. [14] 武康平,殷俊茹,倪宣明.以房养老影响因素的实证分析——来自北京市调研的证据[J].经济学报,2016,3(4):115-131. [15] 袁萍. 西安市老年人以房养老意愿及其影响因素研究[J].纳税,2018(14):223. |